Default having been made in the terms, conditions, provisions and payments made and provided for in a Deed of Trust dated August 28, 2009, executed by Steven L. Smith to Anthony R. Steele of Hardeman County, Tennessee, Trustee, and recorded in Book 681, Page 739 in the Register’s Office for Hardeman County, Tennessee, to secure the indebtedness therein described to Vanderbilt Mortgage and Finance, Inc., and the entire indebtedness having been called due and payable as provided in said deed of trust, and said payment not having been made, and the lawful owner and holder of said indebtedness having appointed the undersigned, David G. Mangum, as substitute trustee by written instrument dated October 22, 2020, notice is hereby given that I, the undersigned substitute trustee, or my designated agent, under the power and authority vested in me by said deed of trust, and having been requested to do so by the lawful owner and holder of said debt, will on Monday, November 30, 2020 at Noon at the front door of the Hardeman County Courthouse located at 100 North Main Street in Bolivar, Tennessee, sell at public outcry to the highest and best bidder for cash, free from the equity of redemption, homestead and dower, and all other exemptions and rights of every kind, all of which are expressly waived in said deed of trust, the following described tract or parcel of land more particularly described as follows, to-wit:

Lots 534, 535 and 536 of the Candlewood Lakes Subdivision as per plat of record in the register’s office of Hardeman County, Tennessee at plat cabinet 3, slide 67 to which reference is made for a more particular description of said property, and subject to the restrictions of said subdivision recorded in book P-5, Page 200 in said register’s office.
Together with that certain 2005 Clayton Caymen manufactured home, Serial No.: CS2006795TNAB.
Being the same property conveyed to Steven L. Smith, an unmarried man, from Vanderbilt Mortgage and Finance, Inc. by special warranty deed dated August 28, 2009 and recorded on September 24, 2009 in deed book 47, page 172, said Register’s Office.
Subject to any and all existing ROW, easements, setback lines and restrictive covenants of record in said Register’s Office.

This description was taken from the deed of trust being foreclosed on of record in Book 681, Page 739, said Register’s Office.

TAX MAP-PARCEL NO.: 169-K-C-001.00, 169-K-C-021.00, 169-K-C-002.00
PROPERTY ADDRESS: 535 Candlewood Drive, Saulsbury, TN, as shown on the tax maps for the Assessor of Property for Hardeman County, TN.

This sale is subject to any and all unpaid real estate taxes; restrictive covenants, easements and setback lines; any and all redemption rights, including rights of redemption of any governmental agency, State or Federal, and any and all prior liens or encumbrances against said real property. Said sale is further subject to matters that an accurate survey of the property might disclose.
The property sold pursuant to this notice shall be sold “AS IS” and neither the Substitute Trustee nor the beneficiary of the Deed of Trust, nor any agent or attorney therefore, makes or shall make any warranty, whether express or implied, as to the condition, quality or quantity thereof, including, but not limited to, the enforceability of any lease affecting the property, the existence or absence of defaults under or the effect or this sale upon the rights of any party under such lease. The Substitute Trustee shall make no warranty of title, express or implied, and will sell and convey the subject real property by Substitute Trustee’s Deed only.
The substitute trustee may adjourn or postpone the aforementioned sale of real property by public announcement at such time and place of sale, and from time to time thereafter may postpone such sale by public announcement at the time and place fixed by the preceding postponement or subsequently noticed sale, and without further notice make such sale at the time fixed by the last postponement, or may, in its discretion, give a new notice of sale. If applicable, the Notice requirements of T.C.A. § 35-5-117 have been met.
Pursuant to T.C.A. § 47-9-604, this sale may also include the manufactured home described as one (1) 2005 Clayton Caymen manufactured home, Serial No.: CS2006795TNAB.
The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Substitute Trustee, be cause for rejection of the bid, and, if the bid is rejected, the Substitute Trustee shall have the option of making the sale to the next highest bidder who is ready, willing, and able to comply with the terms thereof. The proceeds derived from the sale of the property will be applied as provided for in said deed of trust.
Terms of sale: Cash
David G. Mangum
Substitute Trustee
2303 8th Avenue South
Nashville, TN 37204
(615) 255-8690
Interested Parties:
Hardeman County Trustee
Capital One Bank, N.A.
Nathan & Nathan, P.C.
File #75615