NOTICE OF SUBSTITUTE TRUSTEE’S SALE - Phillips

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

Default having been made in the payment of the debts and obligations described in and secured by a certain Deed of Trust executed by Brian Phillips and Michelle Phillips, Joint Tenants to John Clark, as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for First State Bank., its successors and assigns, recorded September 7, 2004 in Hardeman County Register’s Office as Instr# 51976 at Book 612 Page 793 Corrective Deed of Trust recorded September 10, 2004, as Instrument #52098, at Page 613, Page 183 as last assigned to J.P. Morgan Mortgage Acquisition Corp., and the undersigned having been appointed Successor Trustee by instrument recorded in said Register’s Office, this is notice that the undersigned will on July 11, 2023 at 11:00am local time, at the Hardeman County Courthouse 100 North Main Street, Bolivar, Tennessee proceed to sell at public outcry to the highest and best bidder for cash the following property located in Hardeman County, Tennessee, which will be sold to the highest call bidder subject to all unpaid taxes, assessments or easements, liens, zoning ordinances, restrictions, covenants and any security deeds, mortgages or deeds of trust superior to the Deed of Trust first set out above, any prior liens, and encumbrances of record.

Described property is TRACT I: BEGINNING at an iron pin set at the intersection of the north margin of Concord Road and the east margin of Village Cove, which point is the southwest corner of the herein described tract; thence from the point of beginning and with the east margin of Village Cove, the following

calls: north 04 degrees 00 minutes 01 seconds west 49.88 feet; north 10 degrees 04 minutes 28 seconds west 121.28 feet to an iron pin set at the southwest corner of lot 3; thence with the south line of lot 3 north 79 degrees 49 minutes 54 seconds east 245.98 feet to an iron pin set at the southeast corner of lot 3; thence south 03 degrees 07 minutes 59 seconds east 257.62 feet to an iron pin set in the north margin of Concord Road; thence with the north margin of Concord Road, the following calls: north 72 degrees 54 minutes 00 seconds west 32.41 feet; north 80 degrees 17 minutes 00 seconds west 65.66 feet; north 80 degrees 03 minutes 00 seconds west 118.25 feet; north 85 degrees 23 minutes 00 west 19.64 feet to the point of beginning, containing 1.14 acres as surveyed by Advanced Land Surveying, Inc. RLS #1999 on November 9, 2000 and being Lot 1 of Concord Village.

TRACT II: BEGINNING at an iron pin set in the east margin of Village Cove, which point is the northwest corner of lot 1, and the southwest corner of the herein described tract; thence from the point of beginning and with the east margin of Village Cove, the following calls: north 06 degrees 43 minutes 35 seconds east 106.33 feet; north 03 degrees 31 minutes 25 seconds east 82.40 feet; north 14 degrees 11 minutes 52 seconds west 38.64 feet to an iron pin set at the southwest corner of lot 4, which point is the northwest corner of the herein described tract; thence with the south line of lot 4, north 72 degrees 34 minutes 44 seconds east 231.29 feet to an iron pin set in the southeast corner of lot 4; thence south 03 degrees 07 minutes 59 seconds east 249.48 feet to an iron pin set at the northeast corner of lot 1; thence with the north line of lot 1, south 79 degrees 49 minutes 54 seconds west 245.98 feet to the point of beginning, containing 1.23 acres as surveyed by Advance Land Surveying, Inc. R.L.S. #1999 on November 9, 2000 and being Lot 3 of Concord Village.

Being the same property conveyed to the grantors herein by deed of record in Deed Book 11, Page 19, in the Register’s Office of Hardeman County, Tennessee.

Property Address:  30 Village Way, Henderson, TN 38340

TAX ID: 036 00118 000036 and 036 00119 000036

Current Owner(s) of Property: Brian Phillips and Michelle Phillips, Joint Tenants

The street address of the above described property is believed to be 30 Village Way, Henderson, TN 38340 but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description in the referenced Deed of Trust herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

Other Interested Parties: ARCO Collection Services, LLC as assignee of Republic Finance LLC

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.  The right is reserved to cancel the sale or adjourn the sale to another day, time and place certain without further publication, upon announcement of the time and place for the sale set forth above.  If you purchase the property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of certified bank check made payable to Solomon Baggett, LLC Escrow Account.  No personal checks will be accepted.  You must bring sufficient funds to outbid the lender and any other bidders.  Insufficient funds will not be accepted.  Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.  This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Robert J. Solomon

Substitute Trustee

Solomon | Baggett, LLC

3763 Rogers Bridge Road

Duluth, Georgia 30097 (678) 243-2515

Our File No. CMS.03384

5/18/2023, 5/25/2023, 6/1/2023