SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on August 1, 2019, at or about 01:00 PM, local time, at the West Door of the Hardeman County Courthouse, 100 North Main Street, Bolivar, TN 38008, pursuant to the Deed of Trust executed by Phelicia N. Morrow, single, to Craig R. Allen, as Trustee for Walter Mortgage Company, LLC dated March 16, 2011, and recorded on August 1, 2011 in Deed of Trust Book 695, Page 830, in the Register’s Office for Hardeman County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Hardeman County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of trust has been made; and the entire indebtedness has been declared due and payable.
Party entitled to enforce the debt: U.S. Bank, N.A., as Trustee, successor in interest to Wachovia Bank, National Association, as Trustee, successor by merger to First Union National Bank as Trustee, for Mid-State Trust XI
Other interested parties: LVNV FUNDING LLC ASSIGNEE OF CITIBANK- SEARS PREMIER CARD
The hereinafter described real property located in Hardeman County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:
Legal Description: The following described real estate, situated in the 1st Civil District of Hardeman County, State of Tennessee and more particularly described as follows: TRACT ONE: Beginning at a stake on East margin of Polk Street the N.W. corner of Thomas Parram lot (See Book B-4, Page 302), said point being 79 feet North of the N.E. intersection of Polk Street and Jackson Street; runs thence north 61 feet with East margin of said Polk Street, to S.E. corner of Elnora Sain lot (see Book M-3, Page 374); thence East 148.5 feet with South line of said Sain lot; thence South 61 feet with center line of Block 8 in Park`s Addition; thence West 148.5 feet with North line of said Parram lot to the Point of Beginning. This conveyance is made subject to all visible and/or recorded rights-of-way and easements and subject to any and all easements and rights-of-way acquired by use and possession, whether visible and/or recorded or not.
Street Address: The street address of the property is believed to be 210 North Polk Street, Bolivar, TN 38008, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 070P J 014.00
Current owner(s) of Property: Phelicia N. Morrow
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.
THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Padgett Law Group, Substitute Trustee
6267 Old Water Oak Road, Suite 203
Tallahassee, FL 32312
(850) 422-2520 (telephone)
(850) 422-2567 (facsimile)