WHEREAS, default having been made in the payment of the debts and obligations secured by that certain Real Estate Deed of Trust for Tennessee executed on March 16, 1989, by Melvan A. Harris to G. Benson Lasater, Trustee, as same appears of record in the Register’s Office of Hardeman County, Tennessee in Book 413, Page 183, (“Deed of Trust”); and
WHEREAS, the beneficial interest of said Deed(s) of Trust is the United States of America, acting by and through the United States Department of Agriculture (“USDA”); and
WHEREAS, USDA, the current owner and holder of said Deed(s) of Trust appointed Arlisa Armstrong as Substitute Trustee by instrument filed for record in the Register’s Office of Hardeman County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed(s) of Trust; and
NOW THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed(s) of Trust by USDA, and Arlisa Armstrong as Substitute Trustee, or duly appointed agent, pursuant to the power, duty, and authorization in and conferred by said Deed(s) of Trust, will on day, month #, 2015, commencing at time at the west door of the Hardeman County Courthouse Bolivar, Tennessee, proceed to sell at public outcry to the highest bidder either for cash (must be in the form of a cashier’s check) or 10 per cent of the high bid price as a non-refundable deposit with balance due within ten (10) days of sale, (and if such balance goes unpaid, USDA will retain the deposit and re-foreclose) the following described property lying and being in the City of Bolivar in Hardeman County, Tennessee to wit:
A metes and bounds descriptions of the property is included in the deed referenced below.
Map 070B Parcel 033.00
PROPERTY ADDRESS: 501 Ruby Lane, Bolivar, TN 38008
Being the same property conveyed to Melvan A. Harris by warranty deed from Bolivar Lumber Company as found of record in Deed Book 0-12, Page 71, Register’s Office of Hardeman County, Tennessee.
CURRENT OWNERS: Melvan A. Harris, now deceased
The sale of the above-described property shall be subject to all matters shown on any recorded plan;  any  unpaid taxes; any  restrictive covenants, easements or setback lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose.
All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed(s) of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
Arlisa Armstrong Substitute Trustee 85G Stonebrook Place Jackson, TN 38305

This instrument was prepared by Pentecost & Glenn, PLLC., ATTORNEYS          
106 Stonebridge Blvd    
Jackson, Tennessee  38305