WHEREAS, default having been made in the payment of the debts and obligations secured by that certain Real Estate Deed of Trust for Tennessee executed on April 24, 1998, by Alice F. Cheairs to David Seivers, Trustee, as same appears of record in the Register’s Office of Hardeman County, Tennessee in Book 517, Page 414, (“Deed of Trust”); and
    WHEREAS, the beneficial interest of said Deed(s) of Trust is the United States of America, acting by and through the United States Department of Agriculture (“USDA”); and
    WHEREAS, USDA, the current owner and holder of said Deed(s) of Trust appointed Arlisa Armstrong as Substitute Trustee by instrument filed for record in the Register’s Office of Hardeman County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed(s) of Trust; and
    NOW THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed(s) of Trust by USDA, and Arlisa Armstrong as Substitute Trustee, or duly appointed agent, pursuant to the power, duty, and authorization in and conferred by said Deed(s) of Trust, will on Wednesday, August 5, 2015, commencing at 10:00 a.m. at the west door of the Hardeman County Courthouse Bolivar, Tennessee, proceed to sell at public outcry to the highest bidder either for cash (must be in the form of a cashier’s check) or 10 per cent of the high bid price as a non-refundable deposit with balance due within ten (10) days of sale, (and if such balance goes unpaid, USDA will retain the deposit and re-foreclose) the following described property lying and being in the First Civil District in Hardeman County, Tennessee to wit:
    A metes and bounds descriptions of the property is included in the deed referenced below.
Map 70 OB Parcel 3.11
    PROPERTY ADDRESS: 241 Sycamore St., Bolivar, TN 38008
    Being the same property conveyed to Alice F. Cheairs by deed from Barry L. Neely and wife, Rogina C. Neely, of record in Deed Book K-16, Page 718, Register’s Office of Hardeman County, Tennessee.
CURRENT OWNERS: Alice F. Cheairs, now deceased
    The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose.All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed(s) of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
    The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
Arlisa Armstrong
Substitute Trustee
85G Stonebrook Place
Jackson, TN 38305