Sale at public auction will be on August 9, 2017 at 10:00AM local time, at the west door, Hardeman County Courthouse, 100 N. Main Street, Bolivar, Tennessee pursuant to Deed of Trust executed by Andre D. Parham and Tessa A. Parham, to Steven C. Hornsby, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. as nominee for AmeriTrust Mortgage Company on November 17, 2004 at Deed of Trust 616, Page 748; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Hardeman County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: The Bank of New York Mellon, f/k/a, the Bank of New York as Trustee for CWABS, Inc., Asset-Backed Certificates, Series 2004-15, its successors and assigns.
The following real estate located in Hardeman County, Tennessee, will be sold to the highest call bidder:
Described property located at Hardeman County, Tennessee, to wit:
Beginning at a stake in the west line of Highway 125 Bypass, said point being South 08 degrees 49 minutes 30 seconds West a distance of 220 feet from the south line of Summit Drive, thence (1) South 08 degrees 49 minutes 30 seconds West with the west line of Highway 125 Bypass a distance of 100 feet to the northeast corner of Lot 13, thence (2) North 81 degrees 10 minutes 30 seconds West with Lot 13 a distance of 200 feet to the east line of Terrace Hills Subdivision, thence (3) North 08 degrees 49 minutes 30 seconds East with Terrace Hills Subdivision a distance of 100 feet to the southwest corner of Lot 15, thence (4) South 81 degrees 10 minutes 30 seconds East with Lot 15 a distance of 200 feet to the beginning, containing 20,000 square feet, more or less.
This being the same property conveyed to Andre D. Parham and wife, Tessa A. Parham by deed of record in Deed Book J-17, Page 385, Register's Office of Hardeman County, Tennessee.
Street Address: 480 Old Highway 125, Bolivar, Tennessee 38008
Parcel Number: 079F D 012.00
Current Owner(s) of Property: Andre D. Parham
The street address of the above described property is believed to be 480 Old Highway 125, Bolivar, Tennessee 38008, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable homeowners’ association dues or assessments; all claims or other matters, whether of record or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose.
The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, through, or under any of the foregoing. Such parties known to the Substitute Trustee may include: None.
Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Andre D. Parham and Tessa A. Parham, and those claiming through him/her/it/them.
Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse. Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy. The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title.
This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose.

Shapiro & Ingle, LLP
Substitute Trustee
10130 Perimeter Parkway, Suite 400
Charlotte, NC 28216
Phone: (704) 333-8107
Fax: (704) 333-8156
File No. 16-108761