SUBSTITUTE TRUSTEE’S NOTICE OF SALE

Sale at public auction will be on August 11, 2022, at or about 11:00 AM, local time, at the Hardeman County Courthouse, 100 North Main Street, Bolivar, TN, pursuant to the Deed of Trust executed by Donna S. Wilkes, to William C. Ford, as Trustee for Conseco Finance Corp - Alabama dated March 21, 2002, and recorded on March 26, 2002, in Book 570, Page 516, Instrument No. 26276, in the Register’s Office for Hardeman County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Hardeman County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: U.S. Bank National Association, as Trustee, for Manufactured Housing Contract Senior/Subordinate Pass-Through Certificate Trust 2002-2

Other interested parties:  None

The hereinafter described real property located in Hardeman County will be sold to the highest call bidder subject to all unpaid taxes, prior liens, and encumbrances of record:

Legal Description: BEING Lot 3 of Sugar Hill Acres Subdivision, Phase III, a plat of which appears of record in Plat Cabinet B, Slide 30, in the Register`s Office of Hardeman County, Tennessee, reference to which plat is hereby made for a more particular description of said lot showing its location and the length and direction of its boundary lines.

Being the same real estate conveyed to Donna S. Wilkes by deed of record in Deed Book P17, page 445, in the Register’s Office of Hardeman County, Tennessee.

Included to-wit is a 2001 Meadowbrook 60x24 mobile home with serial no. TNFL127AB24206MB12.

Street Address: The street address of the property is believed to be 840 Sugar Hill Loop, Lot 3, Bolivar, TN 38008, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: 089 01145 000

Current owner(s) of Record: Donna S. Wilkes

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.

If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group.  No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders.  Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded by the Substitute Trustee at any time.

THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Padgett Law Group, Substitute Trustee

6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312

(850) 422-2520 (telephone)

(850) 422-2567 (facsimile)

attorney@padgettlawgroup.com

PLG# 16-008224-6