These great words of wisdom come to you this week via my iPad as I sit here on the beach in Gulf Shores, AL. Normally when I am away from my home computer, I use my iPhone to write and send my article, but it appears that this time, I was not nearly as “smart” as my “smart” phone. I left it in the pocket of my swim trunks and took it for a 20-minute swim in the pool.

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